NDP's Clear range of products has been designed to be exactly that.

There are 6 plan options, which operate on the basis of a benefit schedule, so members know exactly what they can claim, even before receiving treatment.

Irrespective of the level of cover, the following benefits apply:

• Free choice of dentist - NHS or private
• No dental checks required prior to acceptance
• Pre-existing conditions covered (except oral cancer)
• No moratorium on claiming - any necessary treatment is covered from day one
• Cover for treatment worldwide
• Simple claims procedure with prompt settlement - usually within 5 working days
• Cover for treatment required following an accident/injury (including sports)